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Building Insurance

Most common building insurance is the home insurance which basically covers private homes. It includes losses occurring to one's home, its contents, loss of its use, loss of personal possessions and any accidents that may happen at home within the policy territory.


Contents Insurance

Contents insurance covers the contents of your home and your personal possessions - all the things you would normally take with you when you move house. Your furniture, carpets, computer, entertainment equipment, CDs, DVDs, videos, valuables, clothing, personal belongings - even the food in your freezer! You may be asked to specify certain higher valued items on the policy and you may be asked to make additional security provisions such as locks or a burglar alarm if you live in an area with a high theft rate. Many contents insurance policies will also cover your belongings when you are temporarily away from your home or on holiday (usually within the UK only), but cover is often restricted. Make sure you check the terms of your individual policy so that you can buy additional cover if needed.

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